London And Country Portal

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Updated: April 09, 2022

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Landc.co.uk

FAQs

1

Does L&C affect your credit score?

When you apply for a mortgage in principle, you'll receive an online 'L&C Decision in Principle' certificate, which is our version of a mortgage in principle. Unlike many lenders, our online Decision in Principle doesn't require a credit check so it won't harm your credit score.
2

Are London and country free?

When people hear for the first time that we're fee free, they often think there's a catch. ... With L&C, you really won't pay a fee. Here's how we earn our income: Like all other brokers, we receive a payment from the lender when the mortgage completes.
3

Are London and country any good?

I have had 4 mortgages through L&C and wouldn't ever consider another broker, they are excellent in how they deal with you, slick and professional without any time wasted selling themselves... the quality and performance speak for themselves so is a really easy and enjoyable transaction every time.
4

How much will a mortgage advisor charge?

Mortgage advisers offer options between 0.4% and 1%. The exact amount mortgage brokers charge varies, but it is rare for them to not charge a fee if they are independent. When looking for the best mortgage broker fees, make sure brokers are not asking for a fee that is higher than 1% of your mortgage.
5

Is it worth going through a mortgage broker?

Working with a mortgage broker can save you time and fees. Cons to consider include that a broker's interests may not be aligned with your own, you may not get the best deal, and they may not guarantee estimates. Take the time to contact lenders directly to find out first hand what mortgages may be available to you.
6

Are mortgage brokers free?

How much will a mortgage broker cost? The good news is that independent mortgage advice doesn't have to cost you a penny – as fee-free independent brokers take all their fee as commission from the lender.
7

Are mortgage brokers free UK?

Most mortgage lenders will pay mortgage brokers a commission, or procuration fee, of about 0.35 per cent of the loan size. This means that, for a £100,000 mortgage, a typical commission would be £350. You don't pay any of this, and it doesn't affect your costs in any way.
8

Can I remortgage online?

In a word: yes! Just like surfing the web for a better broadband deal or browsing for a new mobile phone contract, you can shop around and remortgage online too.
2. Moneysupermarket.com

Mortgage Comparison with London and Country

https://www.moneysupermarket.com/mortgages/london-and-country/

London & Country finds personalised mortgage deals for you. You can choose to either give an adviser a call over the phone or use the firm's online portal.

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